Why I’m No Longer Trying To Pay Off My Student Loans

The numbers aren’t even real anymore!

Photo by Tierra Mallorca on Unsplash

Why to not pay off your student loans

Scenario 1: I gig and budget my way to total payoff

Scenario 2: I pay only enough to keep the interest in check and prevent the loan balance from increasing

Scenario 3: I get on an IDRP and make manageable payments for 20 years

Scenario 4: This is the crazy doomsday one where I pay nothing on my loans. $0 a month for 20 years.

To sum up

I’m a PhD student studying neuroscience and statistics, with penchants for futurism, socialism, and Taoism. Am ruled by a tiny dictator.

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