Why I’m No Longer Trying To Pay Off My Student Loans

The numbers aren’t even real anymore!

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Photo by Tierra Mallorca on Unsplash

Why to not pay off your student loans

Scenario 1: I gig and budget my way to total payoff

Scenario 2: I pay only enough to keep the interest in check and prevent the loan balance from increasing

Scenario 3: I get on an IDRP and make manageable payments for 20 years

Scenario 4: This is the crazy doomsday one where I pay nothing on my loans. $0 a month for 20 years.

To sum up

Written by

I’m a PhD student studying neuroscience and statistics, with penchants for futurism, socialism, and Taoism. Am ruled by a tiny dictator.

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